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in her american circumstance... -- Day [entries|friends|calendar]
ms. amber b

[ website | "kempa" ]
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debt free by 2010 [21 Mar 2007|05:12pm]
[ mood | accomplished ]

while i didn't win mega millions last night, i did sort of win the lottery. i have decided that it is beyond time to grow up and stop abusing credit cards. so, with a little help from my mom, i will be consolidating my credit cards and student loan debt so that i can make one nice and neat payment every month. after three years, pending any crazy circumstances, i will be debt free. this will allow me to have a savings within a year or two and be on my way to buying property by 2011. until then, i will be crabby and broke, so feel free to cook me dinner or burn me cds or dvds...because the splurges will be diminished. i have to make lifestyles changes. this means going to the bar once or twice a week max. this also means eating out for lunch or dinner one to two times a week max, which will require organization and planning that i have got to get used to. i also will not be able to take any expensive trips this summer, though i desperately want to visit my family out west and also nicole in new york. i have a feeling that those things will be postponed until next spring at least. i have cut up all but one credit card, which i will have in case of emergency. it is going to suck for the next three years, and i have to promise myself that i won't let myself get sucked into any credit card offers from now on. i am ready to start my life feeling lighter in the financial burdens department. *phew*

xo

3 olives| *wink* *wink*

pre-tweet [21 Mar 2007|05:35pm]
[ mood | giddy ]

p.s. i also got this last night xo



two moreCollapse )

10 olives| *wink* *wink*

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